Commercial Auto Insurance
Business-use auto protection for company vehicles, drivers, liability, and physical damage exposures.
Commercial Insurance
Coverage That Matches the Exposure
When a vehicle is used for business, a personal auto policy may not provide the protection the operation needs. Commercial auto insurance can cover company-owned vehicles and help address liability created when employees drive for work.
What This Coverage Can Help Address
- Auto liability
- Collision and comprehensive coverage
- Owned business vehicles
- Uninsured or underinsured motorist coverage when selected
- Additional options for hired or non-owned auto exposures
Who Should Consider It
Is This Relevant to Your Business?
Businesses that own vehicles, make deliveries, travel between jobsites, transport equipment, or have employees driving for business purposes.
Common Questions
Commercial Auto Insurance FAQs
When does a vehicle need commercial auto insurance?
A commercial policy should be considered when a vehicle is owned by a business or used substantially for business operations. The correct policy depends on ownership, use, drivers, and the type of work performed.
What is hired and non-owned auto coverage?
It can address certain liability exposures when a business uses rented vehicles or when employees use personally owned vehicles for business purposes.
Can multiple company vehicles be insured together?
Yes. Commercial auto policies can often insure multiple vehicles and drivers under one business policy.