General Liability Insurance
Core liability protection for common third-party injury, property damage, and related business risks.
Commercial Insurance
Coverage That Matches the Exposure
A customer slips, your work damages someone else’s property, or your business faces a claim related to its operations. General liability insurance is designed to address many of the everyday third-party risks that come with doing business.
What This Coverage Can Help Address
- Third-party bodily injury claims
- Third-party property damage claims
- Personal and advertising injury
- Certain legal defense costs
- Premises and operations exposures
Who Should Consider It
Is This Relevant to Your Business?
Most businesses with customers, vendors, leased space, jobsite activity, or other third-party exposure should evaluate general liability coverage.
Common Questions
General Liability Insurance FAQs
Is general liability insurance required in Kansas?
Requirements vary by contract, landlord, industry, and business situation. Even when it is not legally mandated, clients or property owners may require proof of coverage.
Does general liability cover employee injuries?
Employee injuries are generally handled through workers’ compensation rather than general liability coverage.
Can general liability be included in a Business Owners Policy?
For eligible businesses, a Business Owners Policy often combines general liability with commercial property coverage in one package.