Recreational Vehicle & Boat Insurance
Coverage options for RVs, motorcycles, boats, ATVs, UTVs, and other vehicles built for recreation.
Personal Insurance
Protection Built Around Real Life
Recreational vehicles create risks that do not always fit neatly inside a standard auto or homeowners policy. Dedicated coverage can help protect the vehicle or watercraft itself, address liability, and account for how and where you use it.
What This Coverage Can Help Address
- RVs and motorhomes
- Motorcycles
- Boats and personal watercraft
- ATVs and UTVs
- Physical damage, liability, and selected recreational-use options
Who Should Consider It
Does This Fit Your Situation?
Owners of RVs, motorcycles, boats, personal watercraft, ATVs, UTVs, and other recreational vehicles who want coverage designed around how those assets are actually used.
Common Questions
Recreational Vehicle & Boat Insurance FAQs
Does my auto policy automatically cover my recreational vehicle?
Not necessarily. Motorcycles, RVs, ATVs, boats, and similar vehicles often require dedicated coverage or specific endorsements.
Does homeowners insurance cover a boat?
A homeowners policy may provide limited protection for some small watercraft, but larger or higher-value boats typically need dedicated coverage.
Can I insure several recreational vehicles with one agency?
Yes. An independent agency can review multiple recreational risks together and help coordinate coverage options across them.